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You might already know that home fires cause more property damage and deaths in the United States annually than hurricanes, tornadoes or floods. Perhaps you are also aware that most home fires start from home heating equipment. But there are likely some newer facts about how fire spreads during a home fire that you did not know.

According to Jeff Rossen (of the TODAY Show), his research concludes that the time you have to escape a house fire today is 3-4 minutes compared to 17 minutes in 1985. Check out Rossen’s report – complete with video proof, and learn the reason.

To learn more about home fire safety including steps to take to avoid a fire, what to do if a fire breaks out and what to do just after a fire, visit the American Red Cross Fire Safety website. You will also find checklists for fire safety and developing a fire escape plan.

In “Protect Yourself From Home Fires”, offers fire prevention safety tips about home heaters, electrical hazards and kitchen hazards as well as advice on selecting fire alarms and protecting your possessions.  Read the entire article to learn how to best protect yourself and your family from home fires.

Home Insurance Tip

The responsible thing to do is to take all precautions to prevent a fire and prepare your family with a plan of escape in case the unexpected does occur. However, you will also want to be sure that your Homeowners, Renters or Condo insurance policy provides strong coverage for fire damage long before you ever need it. A brief visit with your agent should assure you that you are sufficiently covered for your circumstances.

Relates to: Home insurance, homeowners, renters, condominium, fire prevention, fire safety, house

The Daniel Howley Insurance Agency in Rockville, MD, is a full-service insurance agency offering auto/car insurance, homeowners insurance, business/commercial insurance and life insurance to all of Maryland (MD) and Virginia (VA) since 1969. Our experienced insurance agents welcome your inquiries and are glad to discuss your coverage needs at any time.

With the new semester beginning soon, will you have teens headed to college? If so, then you know that there is a never-ending list of things to do before they’re ready for campus life. One item that is often overlooked is insurance coverage. Will they be taking their car to school? Will they live in the dorm or in an off-campus apartment? These are just two of the items that might affect your auto and homeowners insurance decisions.

In “Back to College Q & A”, offers “answers to a few of the most common questions that parents of college students have” and offers tips to keep your students’ car and belongings safe and protected.

Read the entire article to learn what you need to know about auto insurance and homeowners insurance protection for your college students.

Insurance Discount Tip

If your college student is young, unmarried, attending college full-time away from home with no use of a vehicle, then you might be eligible for a discount on your Auto Insurance policy. In fact, other multi-policy discounts might also apply. Be sure to contact your insurance agent to discuss your options and assure that you have the right coverage in place before you send your teen off to school.

Here at Daniel Howley Insurance Agency, we are a full service insurance agency, offering auto/car insurance, homeowners insurance, business/commercial insurance and life insurance to Rockville MD, all of Maryland and Virginia. Our experienced insurance agents welcome the opportunity to discuss your coverage needs and questions at any time.



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