Is General Liability Insurance Just for Contractors?

A wide range of businesses would benefit from General Liability coverage, including contractors.  Here in Rockville, MD, at the Daniel Howley Insurance Agency, we have helped many business owners in Maryland (MD) and Virginia (VA) to have the protection they need.

If you are a contractor, whether your specialty is Electrical Wiring, HVAC, Lawncare, Carpentry  or something similar, you need liability insurance coverage that follows you and your employees to your job sites.  General Liability protection which includes Bodily Injury and Property Damage protection is likely the right fit for your business on-the-go. 

General Liability Insurance may include the following coverages:

• Premises & Operation – for claims arising from your insured location (owned, leased, or rented) and the work operation or services you provide to your customers
• Products and Completed Operations – for claims arising from the product you have manufactured or the work you have completed

In addition to general liability protection, you may also want to consider...

• Equipment & tool coverage – you need to protect the tools and equipment essential to your business. 
• Builders Risk & Installation Floater coverage – protection for the building under construction or building materials before they are installed and become part of your client’s structure. 

Whether you are new to your business or a seasoned business owner, you will find answers and assistance are just a phone call or e-mail away when you rely on the experienced representatives at the Daniel Howley Insurance Agency. We can help you assess your needs and your options.  So contact us to get the protection you need today. 

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at the Daniel Howley Insurance Agency before making any decisions or choosing a course of action.