We'll help you structure a comprehensive risk management strategy for your property and liability.
If you are in business, you know the value of a good business / commercial insurance package designed especially to fit your industry and your company. Here at the Daniel Howley Agency in Rockville, Maryland (Montgomery County), we will help you create that package, including the basic coverages every business needs as well as any of many additional special coverages if you need them. We serve businesses in Maryland (MD) and Virginia (VA).
Just select any of the following coverages to learn more about it, or contact us if you are seeking something other than those listed.
Business insurance is usually a bundle of coverages starting with the basics of general liability and commercial property protection. Your custom designed protection plan will build from there to best protect your particular type of business from the many general risks, to those that might be unique to your industry. Whether you are in sales or service, or are a retailer, property investor or manager, professional services office, restaurant or automobile repair shop, or some other line of business, this is the place to start.
Some businesses, like contractors, need liability protection against damages arising as a result of your operation or insured location. General Liability protection would follow you and your employees to your work sites.
Covering your business vehicles against losses is an important part of your business insurance portfolio. Many variations and options exist to assure that you have the right coverage on your vehicles for your particular operation.
Making your workplace safe is certainly one of your top priorities. Even so, accidents happen. Having Workers Compensation insurance protects your company from litigation and covers injured workers’ expenses.
In this economy, employee benefits can be a more important tool than ever for a business owner. Workers are concerned about making ends meet and at the same time protecting their financial future. Offering group life insurance to your employees and their dependents can help attract and retain good people.
As a business owner, you work hard to stand out and be competitive in your market; and the trustworthiness of your employees is an important part of making that happen. So when you lose one of those key employees, particular through death, the impact on your business can be substantial. You can protect against that impact with Key Employee insurance.
No matter how well you plan, accidents can still occur; and depending on the circumstances, the resultant claims against your business can far exceed your planned coverages. When this happens, it can put your entire business at risk unless you have an ‘umbrella’ for protection.
Contact us today and speak with one of our expert agents who can answer all your questions and help you sort out your insurance needs.
We are a full-service insurance agency, and we offer many other types of insurance policies to meet your needs. Just call our office at 301-468-0191 or request a Quote.
Here in Rockville, Maryland, at the Daniel Howley Insurance Agency, we want to be sure you have the complete protection needed for your business. We look forward to the opportunity to sit down with you to review your current policy coverages and discuss how we might help you meet all your insurance needs.