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You might already know that home fires cause more property damage and deaths in the United States annually than hurricanes, tornadoes or floods. Perhaps you are also aware that most home fires start from home heating equipment. But there are likely some newer facts about how fire spreads during a home fire that you did not know.

According to Jeff Rossen (of the TODAY Show), his research concludes that the time you have to escape a house fire today is 3-4 minutes compared to 17 minutes in 1985. Check out Rossen’s report – complete with video proof, and learn the reason.

To learn more about home fire safety including steps to take to avoid a fire, what to do if a fire breaks out and what to do just after a fire, visit the American Red Cross Fire Safety website. You will also find checklists for fire safety and developing a fire escape plan.

In “Protect Yourself From Home Fires”, offers fire prevention safety tips about home heaters, electrical hazards and kitchen hazards as well as advice on selecting fire alarms and protecting your possessions.  Read the entire article to learn how to best protect yourself and your family from home fires.

Home Insurance Tip

The responsible thing to do is to take all precautions to prevent a fire and prepare your family with a plan of escape in case the unexpected does occur. However, you will also want to be sure that your Homeowners, Renters or Condo insurance policy provides strong coverage for fire damage long before you ever need it. A brief visit with your agent should assure you that you are sufficiently covered for your circumstances.

Relates to: Home insurance, homeowners, renters, condominium, fire prevention, fire safety, house

The Daniel Howley Insurance Agency in Rockville, MD, is a full-service insurance agency offering auto/car insurance, homeowners insurance, business/commercial insurance and life insurance to all of Maryland (MD) and Virginia (VA) since 1969. Our experienced insurance agents welcome your inquiries and are glad to discuss your coverage needs at any time.

Avoiding Holiday Hazards

During the busy holiday season, there is never enough time for all that we need to do and remember. Along with the festivities, decorating, cooking, gift-giving and traveling, we still need to think, prepare and act to avoid those holiday hazards that can turn celebration into tragedy.

Common Holiday Hazards Are Preventable

Check out "Hazard Free Holidays" from to learn about seven preventable hazards including holiday cooking, home decorating, heart attacks, slips and falls, outdoor fires as well as car and sledding accidents. The article offer tips and statistics from such sources as the NSC , NFPA , MADD and CPSC  to help all of us have a safe and happy holiday season.

Home & Auto Insurance Tip

As you prepare for the holiday season, don’t forget your insurance auto and home insurance protection. If you want the peace of mind to enjoy your holidays, consider taking a moment to review your policy with your insurance agent. The time to be sure that you are covered is well before you have to file a claim.

Here at the Daniel Howley Insurance Agency, we are always glad to assist as you consider your insurance options. Why not arrange a policy review or contact our office at your convenience?



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