In addition to being a threat to your personal safety, lightning is responsible for devastating structure fires, deaths and hundreds of millions in damage expenses, as well. Do you know what time of day and month of the year most lightning occurs? It is worthwhile to know as much about this threat as you can so you are able to protect yourself and your family as well as your property.

ErieSense.com says: “From 2007 to 2011, local U.S. fire departments responded to an average of 22,600 fires per year that were started by lightning. These fires caused an average of nine civilian deaths and $451 million in direct property damage per year. Home fires accounted for 19 percent of the lightning fires.”

Read the entire article with video and infographic to find out what you need to know about lightning and lightning protection systems to minimize the chance of property damage from lightning strikes.

Here at Daniel Howley Insurance Agency, we are a full service insurance agency, offering auto/car insurance, homeowners insurance, business/commercial insurance and life insurance to Rockville MD, all of Maryland and Virginia. Our experienced insurance agents welcome the opportunity to discuss your coverage needs and questions at any time.

During the busy holiday season, there is never enough time for all that we need to do and remember. Along with the festivities, decorating, cooking, gift-giving and traveling, we still need to think, prepare and act to avoid those holiday hazards that can turn celebration into tragedy.

Common Holiday Hazards Are Preventable

Check out "Hazard Free Holidays" from Eriesense.com to learn about seven preventable hazards including holiday cooking, home decorating, heart attacks, slips and falls, outdoor fires as well as car and sledding accidents. The article offer tips and statistics from such sources as the NSC , NFPA , MADD and CPSC  to help all of us have a safe and happy holiday season.

Home & Auto Insurance Tip

As you prepare for the holiday season, don’t forget your insurance auto and home insurance protection. If you want the peace of mind to enjoy your holidays, consider taking a moment to review your policy with your insurance agent. The time to be sure that you are covered is well before you have to file a claim.

Here at the Daniel Howley Insurance Agency, we are always glad to assist as you consider your insurance options. Why not arrange a policy review or contact our office at your convenience?