AH! Spring has sprung! Before long flowers will bloom and the landscape will come alive. For many people, that will mean that they’ll be shopping for a new home. In fact the period from April to June is know as “home buying season” because just under half of all home sales occur during that period.
If you are one of those prospective home buyers, then you likely have already started asking a lot of questions. You’ll need to know all about mortgage interest rates and fees and taxes. You’ll be asking about the neighborhood, perhaps the schools and the history and condition of the house you’re looking to buy.
But while you’re at it, don’t forget to find how the home’s size, construction, location and condition will impact your homeowners insurance costs as well.
If you’re wondering what to ask, you can find out which insurance questions are most important by watching the following video …
The Daniel Howley Insurance Agency in Rockville, MD, is a full-service insurance agency offering auto/car insurance, homeowners insurance, business/commercial insurance and life insurance to all of Maryland (MD) and Virginia (VA) since 1969. Our experienced insurance agents welcome your inquiries and are glad to discuss your coverage needs at any time.
You might already know that home fires cause more property damage and deaths in the United States annually than hurricanes, tornadoes or floods. Perhaps you are also aware that most home fires start from home heating equipment. But there are likely some newer facts about how fire spreads during a home fire that you did not know.
According to Jeff Rossen (of the TODAY Show), his research concludes that the time you have to escape a house fire today is 3-4 minutes compared to 17 minutes in 1985. Check out Rossen’s report – complete with video proof, and learn the reason.
To learn more about home fire safety including steps to take to avoid a fire, what to do if a fire breaks out and what to do just after a fire, visit the American Red Cross Fire Safety website. You will also find checklists for fire safety and developing a fire escape plan.
In “Protect Yourself From Home Fires”, ErieSense.com offers fire prevention safety tips about home heaters, electrical hazards and kitchen hazards as well as advice on selecting fire alarms and protecting your possessions. Read the entire article to learn how to best protect yourself and your family from home fires.
Home Insurance TipThe responsible thing to do is to take all precautions to prevent a fire and prepare your family with a plan of escape in case the unexpected does occur. However, you will also want to be sure that your Homeowners, Renters or Condo insurance policy provides strong coverage for fire damage long before you ever need it. A brief visit with your agent should assure you that you are sufficiently covered for your circumstances. |
Relates to: Home insurance, homeowners, renters, condominium, fire prevention, fire safety, house
The Daniel Howley Insurance Agency in Rockville, MD, is a full-service insurance agency offering auto/car insurance, homeowners insurance, business/commercial insurance and life insurance to all of Maryland (MD) and Virginia (VA) since 1969. Our experienced insurance agents welcome your inquiries and are glad to discuss your coverage needs at any time.