Ol’ Man Winter can take his toll on your home and business unless you take steps to protect your buildings from snow and ice damage.

Heavy snow accumulation can do damage even as it melts. Here are a few things to consider:

• Blowing snow will typically accumulate on the leeward side of many roofs and should be removed to avoid damage to your roof. If you are unsure, consult a roofing contractor. 
• Melting snow can result in costly moisture damage. See that snow is removed from outside stairwells, windows, and walls.
• When snow melts on the roof and water runs down and refreezes at the much cooler roof's edge, it may cause damage to your roof. This is often caused by a warm attic. To be sure the attic stays cold in the winter, check the insulation level.

Insurance Tip

Well before damage occurs, be sure that your home is protected adequately with home owners insurance. Why not call your insurance agent for a policy review if you have any question.