In this issue of our Homeowners Spring & Summer Readiness Series, we talk about how you can keep your deck safe and ready for summer fun. Be sure to heed the following tips to avoid needless insurance claims and enjoy your summer.
Check for loose or warped railings or boards on deck or stairs, and secure and/or replace them as needed.
Look for any water stains where the deck joins the house indicating water leakage that can weaken the deck’s structural integrity due to wood decay. If you suspect that this is compromised, consider contacting a decking professional to inspect.
Remove moss and mold from your deck surface by a pressure washing. A growth of moss or mold may cause your deck surface to become slippery – a hazard for your family and other visitors. You can hire a pro; but if you do it yourself, be sure you fully understand how to use the equipment properly and safely.
Consider the need to reseal your deck. General outdoor wear might make this necessary; but, certainly, power washing which removes all surface elements, should be followed up by a thorough sealing.
In addition to maintaining the value of your home, by maintaining your deck properly you’ll be protecting from injury claims against your homeowners insurance policy.
Here at the Daniel Howley Insurance Agency in Rockville, MD, we recommend that you sit down with your insurance agent for a review of your homeowners policy to be sure that you have adequate liability coverage before using your deck for recreation and entertaining this summer.
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